Last Updated: June 1, 2025
These Terms of Service ("Terms") govern your use of the NG Financial website located at ngfinancial.com ("Site") and any related services offered by NG Financial ("Company," "we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms.
By accessing and using this Site or submitting your information through any form on this Site, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Site or services.
Narrowgate Financial DBA NG Financial provides retirement planning consultation services, including but not limited to information regarding fixed indexed annuities, indexed universal life insurance, and related retirement income strategies. Our consultations are educational in nature and do not constitute personalized financial, legal, or tax advice unless a formal client engagement agreement is in place.
Important — SMS Consent: By submitting the contact form on this Site and checking the SMS consent box, you expressly consent to receive recurring automated text messages (SMS/MMS) from NG Financial at the mobile phone number you provided.
The text messages you may receive from NG Financial include, but are not limited to:
Message frequency will vary depending on your engagement with our services. You may receive between 1 and 5 text messages per week related to your consultation or educational content.
Standard message and data rates may apply based on your mobile carrier plan. NG Financial is not responsible for any charges assessed by your mobile carrier.
You may opt out of receiving text messages from NG Financial at any time by replying STOP to any text message you receive from us. After opting out, you will receive one final confirmation message. You will not receive any further SMS messages after sending STOP, unless you opt back in.
For help regarding our SMS program, reply HELP to any text message you receive from us, or contact us directly at the email address provided in Section 9 below.
Your consent to receive SMS messages is not a condition of purchasing any product or service from NG Financial. You may request a consultation and receive our services without consenting to SMS communications.
No mobile opt-in data or SMS consent information will be shared with, sold to, or transferred to any third parties or affiliates for marketing or promotional purposes at any time.
When using our Site, you agree not to: (a) provide false or misleading information; (b) use the Site for any unlawful purpose; (c) attempt to gain unauthorized access to any portion of the Site; or (d) engage in any conduct that restricts or inhibits another person's use of the Site.
All content on this Site, including text, graphics, logos, and materials, is the property of NG Financial and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without express written permission.
The information provided on this Site is for general informational and educational purposes only. NG Financial does not guarantee the accuracy, completeness, or suitability of any information. Nothing on this Site constitutes professional financial, legal, or tax advice. Always consult with qualified professionals before making financial decisions.
Insurance products, including fixed indexed annuities and indexed universal life insurance, are not bank products, are not FDIC insured, and are not guaranteed by any bank or government agency. All guarantees are based on the claims-paying ability of the issuing insurance company.
To the maximum extent permitted by law, NG Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site or our services.
These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Gwinnett County, Georgia.
If you have questions about these Terms of Service, please contact us at:
NG Financial
Duluth, GA
Email: info@ngfinancial.com
Phone: Available upon request
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.